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Renters Insurance

Colorado remains an ideal place to live the American dream. The beautiful mountains, desert lands, spectacular forest views with meandering rivers make the state a perfect destination. Inside the beautiful landscape lies a fantastic rental apartment.

Every good needs protection and McDonald Insurance Group of Colorado has cut down the nerve-wracking process of acquiring rental insurance to a walk in the park.

Our rental insurance policies include:

  • Personal Property
  • Liability
  • Additional living costs

Personal Property Policy

Acquiring private property is not all cakes and ale. Everything you own is of high value because you toiled for it. Losing them to perils like fire, theft, and storms can be devastating. Our property coverage safeguards you from such substantial financial losses. When you go through such an unforeseen incident, we help you get back to your regular life by covering the cost of replacements.

Our agents will guide in choosing a limit of coverage you want and help determine which items to cover. They will also advise you on when you need additional coverage for some items such as jewelry or a coin collection which may have limited coverage under the primary renters’ insurance policy.

Liability Policy

In most cases, accidents happen when we least expect them to. For instance, at your rented home, your kid may be playing and accidentally breaks the next door neighbors glass door or window. Legally, you may be required to pay the cost of damages or medical expenses if someone is injured. Our liability policy takes care of all that to the limit of coverage.

Additional Expense Policy

If certain perils strike your rented home, you may be unable to live there for some time. You cannot live in a house that is flooded or set ablaze until renovations are done. Our rental insurance coverage takes care of you throughout the period. We may be able to pay for the hotel fee and additional costs of food.

At McDonald Group of Colorado, we can provide everyone renting a home with renters insurance. If you need one, don’t hesitate to visit our offices, drop us an email, or call. Our agents are ready to help you get started on finding a policy that fits your needs.