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McDonald Insurance Group Blog

View the latest blog posts from McDonald Insurance Group.

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Tuesday, January 24, 2023

What Is Auto Gap Insurance?

Gap insurance is optional car insurance coverage that helps close the financial “gap” between the total amount you owe a lienholder and the settlement from your insurance company if your vehicle is deemed a total loss after a covered accident or incident.   READ MORE >>

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Wednesday, December 28, 2022

Estimating Life Insurance Needs

When selecting a life insurance policy, it's important to look at the facts. It's not easy to take the time to do so, but a few minutes invested now can help you ensure that your loved ones are well cared for if the worst occurs. One of the key decisions you will need to make is about the amount of coverage that’s ideal for your family. READ MORE >>

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Tuesday, December 13, 2022

Does a Renter Need Umbrella Insurance?

Take into consideration what you could face as a renter in terms of insurance risk. You invite your friend's child over to play. The child trips and falls, hitting his or her head on the floor, all because of a tear in the carpeting or a misplaced toy. READ MORE >>

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Friday, December 2, 2022

Stay Safe While Driving Through Mountains

The twisting slopes and narrow roads of mountain ranges require a bit more skill than normal city driving. Many drivers are not used to such conditions and may struggle with hazards such as an overheating engine. But don’t worry! This article is full of pointers to help you navigate mountains with agility. READ MORE >>

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Tuesday, November 29, 2022

Taking an Accident Prevention Class Could Reduce Your Costs

Accidents happen every day in every city. Some are unavoidable. Many are not. For auto insurance companies, accidents are very expensive. Not only do they put the driver’s life on the line, but they tend to be costly in terms of repairs. It is always best to drive safely. READ MORE >>

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Wednesday, November 16, 2022

Annual Home Audit Checklist

Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. READ MORE >>

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Tuesday, November 1, 2022

Who Needs Commercial Umbrella Insurance?

Commercial umbrella insurance adds extra liability insurance for businesses. Certain businesses face higher risk when it comes to liability, and thus need more liability insurance. There are many different types of liability risks. Thankfully, commercial umbrella insurance can apply to any of them. READ MORE >>

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Friday, October 28, 2022

How Personal Umbrella Insurance Protects Your Lifestyle

From your auto insurance to your home insurance, each policy protects your nest egg. If you are in a car accident or your home is damaged by a fire, it’s likely that you can count on your insurance policies to help you recover. But what happens when you don’t have enough coverage?  READ MORE >>

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Monday, October 17, 2022

Storing Your RV This Fall

If your family used your RV this summer, you probably had a great time traveling. But, now, it’s time to go back to school and work. So, what happens to your set of wheels in the meantime? You might not use your RV every day in the coming months, but that doesn’t mean you can neglect it. READ MORE >>

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Thursday, October 6, 2022

Calculating Life Insurance Premiums

If you’re applying for life insurance, you’ll likely be asked a variety of questions about your health and medical history. You will also likely have to undergo a physical exam before an insurer will issue you a policy and final quote. READ MORE >>

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