• Bundle your policies: Bundling multiple insurance policies, such as home and auto, with a single insurance company is an easy way to save. Many insurers incentivize your added business by offering discounts—up to 20 percent—on you premium payments. Not to mention, having just one monthly payment and one renewal date is much easier to keep track of as well.
• Additional discounts: Though a bundling discount is the easiest, there are many more discounts that may be available to you. Essentially, the less chance you have of filing a claim, the less you’re likely to pay for insurance. That means, you could save if you have a clean driving record, if your home is loaded with security features, if you’re a senior, if you’re loyal customer and much more. Your agent can go over the details with you.
• Increase your deductible: A deductible is the amount that you’re responsible for paying when you file a claim. After you pay, your insurer can cover the rest of the claim. The higher your deductible, the lower your monthly premium—up to 25 percent less. So if you raise your deductible, you’ll save money every month, which can then be used to pay a higher deductible if you need to file a claim in the future. 

We’re here to help you save. Call McDonald Insurance Group at 303-957-1742 for more information on Littleton home insurance.